Activity 1: Overview of Managed Care (100 points) Respond to the prompts below in no more than two pages total. Separate and identify your responses to Part A, B, C, and D. The below scenario is only to provide you with an example of a setting to frame the activity questions. The details of this scenario are not essential to answering the activity questions. Blue Cross Blue Shield Association (BCBSA) consists of 36 independent and locally-operated health insurance companies. Blue Cross was created in 1929 to provide pre-paid hospital care, and Blue Shield was established approximately a decade later to provide reimbursement for physician services. These separate entities merged in 1982 to form the BCBSA we know today. It’s comprised of: publicly traded companies, such as Anthem; multi-state private companies, such as the Health Care Service Corporation and Highmark; and single-state or regional companies. BCBSA also operates health plans outside of the United States. The BCBSA has experience offering health insurance coverage options of all kinds, including individual and group health insurance, and also administers government entitlement programs, such as Medicare and Medicaid. Its health plans have come in many different forms, including health maintenance organizations (HMOs), preferred provider organizations (PPOs), point-of-service (POS), and consumer-directed health plans (CDHPs), among others. A CDHP is a special form of a high-deductible health plan coupled with a health savings account (HSA) to help individuals manage health care expenditures. BCBSA continues to grow and currently provides insurance coverage to nearly one out of every three Americans. Describe the difference between individual and group health insurance. (25 points) Describe the difference between Medicare and Medicaid, including who can qualify for coverage under each program. (25 points) Describe the difference between an HMO, PPO, POS, and CDHP. (25 points) Describe an HSA, including how it can be used to manage personal health care expenditures. (25 points)

Mastering the Art of Online Learning: Your Guide to Acing Online Courses

Introduction

In recent years, the popularity of online courses has skyrocketed, offering learners the flexibility to acquire new skills and knowledge from the comfort of their homes. However, succeeding in online courses requires a different approach compared to traditional classroom settings. To help you make the most of your online learning experience, this article presents essential strategies and tips to ace your online courses.

1. Set Clear Goals and Plan Ahead

Before embarking on an online course, establish clear goals and objectives. Determine what you hope to achieve by the end of the course and break down your goals into manageable milestones. Create a study schedule that aligns with your other commitments, ensuring you allocate dedicated time for coursework, assignments, and revision.

2. Create a Productive Study Environment

Establishing a conducive study environment is crucial for online learning success. Find a quiet, well-lit space where you can concentrate without distractions. Remove any potential interruptions, such as notifications from social media or email. Organize your study materials and have a reliable internet connection to ensure seamless access to course materials.

3. Actively Engage in the Course

Active participation is key to mastering online courses. Engage with course materials, including videos, readings, and interactive components. Take comprehensive notes, highlighting key concepts and ideas. Participate in discussion boards, forums, and virtual meetings to interact with instructors and peers, fostering a sense of community and enhancing your understanding of the subject matter.

4. Manage Your Time Effectively

Online courses offer flexibility, but it’s essential to manage your time wisely to avoid falling behind. Create a detailed schedule, allocating specific time slots for coursework, assignments, and studying. Break down larger tasks into smaller, manageable segments to prevent procrastination. Prioritize tasks based on deadlines and dedicate focused time to each one, ensuring consistent progress throughout the course.

5. Develop Effective Communication Skills

Online courses often rely on written communication, making it crucial to hone your skills in this area. Be concise and clear in your written responses, paying attention to grammar and spelling. Actively participate in discussions, asking thoughtful questions and providing constructive feedback to your peers. Regularly check your course emails and notifications, ensuring you stay updated with any important announcements or changes.

6. Utilize Available Resources

Take full advantage of the resources provided by your online course platform and instructors. Familiarize yourself with the learning management system (LMS) and explore its features. Access supplementary materials, such as textbooks, lecture slides, and external resources recommended by instructors. Utilize online libraries, research databases, and tutorial services to deepen your understanding of the subject matter.

7. Stay Motivated and Engaged

Maintaining motivation throughout an online course can be challenging, particularly when faced with competing priorities or a lack of face-to-face interaction. Set short-term goals and reward yourself upon their completion. Connect with fellow learners through virtual study groups or online forums to foster a sense of camaraderie. Regularly remind yourself of the benefits and personal growth associated with completing the course successfully.

8. Seek Support and Clarification

Don’t hesitate to seek support or clarification when needed. Reach out to your instructors for guidance or clarification on course material. Utilize online discussion forums to ask questions or engage in collaborative problem-solving. Leverage the support services provided by your course platform or institution, such as technical support or academic advising.

Conclusion

Online courses present unique opportunities for self-paced learning and personal growth. By setting clear goals, creating a productive study environment, actively engaging with course materials, and managing your time effectively, you can maximize your chances of acing online courses. Remember to stay motivated, seek support when needed, and make the most of the available resources. Embrace the flexibility and adaptability of online learning to achieve your educational goals.